Insurance is an essential issue for all community buildings.
Your organisation must have insurance cover for your buildings and contents, public liability and (if you have any paid staff) employer’s liability. You may also wish to consider insurance for money while it is being moved or stored away from your building, cover for theft by a committee member or employee, personal accident cover and trustee indemnity insurance.
Several companies offer specialist policies for community halls and buildings that cover the above. While we cannot recommend any particular policy to you, we have a list of companies that offer insurance policies specifically tailored for charities and community buildings that you can download – Insurance companies list
Guidance on insurance and security
We can supply guidance on the types of insurance you might need and on other issues like reducing your risk through security measures and other actions. It’s also important to check that your organisation is not under-insured; if your building is not insured for the full cost of rebuilding then any claim you make may not be paid out in full, with the charity itself or/and the committee members having to make up the shortfall.
For further information please contact us – for contact details see our main community buildings page.
